The enormous success we've enjoyed over the years is due to the unsurpassed quality of our programs. We invest over 1,000 hours of hard work into the development, testing, and fine-tuning of each of our seminars to ensure that our programs are as comprehensive, timely, and worthwhile as they can possibly be. In addition, our seminars are conducted in a classroom atmosphere with ample time for attendees to ask questions. We also provide each attendee with a comprehensive manual that's an extremely valuable reference source. Some additional differences between our programs and the programs offered by our competitors must be noted:

Difference #1: The vast majority of industry conferences/seminars are conducted partially (or fully) by consultants. Consultants view these programs as marketing opportunities and are very reluctant to provide too much information for fear of jeopardizing potential consulting assignments. Detailed information like rating factors, formulas, and specific strategies are rarely provided to attendees. In addition, attendees are not shown what they themselves can do to dramatically improve profitability. Attendees come away from these conferences with virtually no information that will help them with their daily tasks.

In contrast, S. M. Snow & Associates, formerly a full-service actuarial consulting firm, devotes 100% of its resources to the development and enhancement of its training seminars. Conducting training seminars is not merely one of our sidelines, it's our entire business! We do not accept any consulting assignments, therefore, attendees are assured that they will receive unbiased and comprehensive information on each subject presented, not just a scrap of information to spark your interest! We provide you with the formulas, factors, and specific strategies you need to succeed! We also give attendees step by step instructions on how to conduct invaluable studies and implement highly effective strategies in support of profitability! Our sole mission is to provide you with the practical tools you need to be successful! We have nothing to gain by withholding valuable information from you!

Difference #2: Most industry conferences/seminars involve a fairly large group of presenters with varying degrees of knowledge and presentation skills. Virtually all of these presenters are unpaid volunteers, therefore, there is little or no incentive for them to put a great deal of time or effort into the preparation of their presentations. In addition, any presenters from competing health plans must be "tightlipped" to protect any competitive advantages they may enjoy. As a result, these programs are extremely ineffective and lack detail.

In contrast, each of the programs presented by S. M. Snow & Associates involve one highly talented presenter who has an exceptional background, and is extremely well prepared. Mr. Snow also has a great sense of humor that he uses to get you through any material that's a bit on the "dry" side! He shares all of his knowledge with you, giving you all the information you really need to be successful.

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We are extremely proud of our seminars and are enthusiastic about showing you why our seminars are the most worthwhile in the industry, BY FAR! When you're deciding on whether you should attend one of our seminars, or a seminar offered by one of our competitors, please keep these enormous differences in mind.